Appraisal services for Dickinson and Stark County homeowners

Here are the top 7 reasons North Dakota homeowners order from Duchscher Appraisal Company, LLC:

  1. Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. To challenge your property tax assessment in North Dakota
  3. Remove PMI to cut your mortgage payments
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. To determine the true market value of a property to settle an estate
Do you own a house in or near Dickinson? Do you need help deciding the value of your real estate? Contact Duchscher Appraisal Company, LLC.

We at Duchscher Appraisal Company, LLC understand the individual needs of a homeowner seeking appraisal services. Our customary business clients are used to the appraisal process and the usual "products" we deliver to them. Being a consumer that most likely doesn't see an appraisal every day, we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we document the results of our analysis.

For Sale by Owner/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at Duchscher Appraisal Company, LLC, are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your home will attract buyers. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your property's market value, not just how much your home is worth. Interested buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value assessment than yours.

Challenge Tax Assessment

Your local tax assessor may have your house overvalued if your home not appreciating as much as other homes nearby. That only means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. Getting an appraisal from Duchscher Appraisal Company, LLC is your strongest weapon when challenging your property tax assessment.

Need to remove PMI?

A popular money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are veterans in helping clients just like you rid themselves of unnecessary PMI insurance.

Recently got a freeze to your HELOC?

Your lender might decide to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. This can be bad for your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow point of view. Duchscher Appraisal Company, LLC can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Would you wish a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you need a seasoned expert to double-check your appraisal for efficiency? We can go out and check the subject and comps in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Duchscher Appraisal Company, LLC can help you with that. Even though most review work is requested by lenders, homeowners suspecting a prior appraisal wasn't above board are prudent to get a second opinion.